Terms of Service

1. Acceptance of Terms

By accessing and using Finotop, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to these terms, please do not use our service.

2. Description of Service

Finotop is a service that helps you track bills, EMIs, subscriptions, and important due dates. We provide reminders via email and optionally via WhatsApp to help you stay on top of your financial obligations.

3. User Responsibilities

You are responsible for:

• Maintaining the accuracy of the information you provide
• Keeping your account credentials secure
• Using the service in compliance with all applicable laws and regulations
• Not using the service for any illegal or unauthorized purpose

4. Privacy and Data

We take your privacy seriously. Your personal information and data are handled in accordance with our privacy practices. We do not read your WhatsApp chats, access your bank accounts, or sell your information to third parties.

5. Service Availability

We strive to provide reliable service, but we do not guarantee that the service will be available at all times. The service may be temporarily unavailable due to maintenance, updates, or circumstances beyond our control.

6. Limitation of Liability

Finotop is provided "as is" without warranties of any kind. We are not liable for any damages or losses resulting from your use of the service, including but not limited to missed payments or financial losses.

7. Account Termination

You may terminate your account at any time. We reserve the right to suspend or terminate accounts that violate these terms or engage in fraudulent or harmful activities.

8. Changes to Terms

We may update these terms from time to time. We will notify users of significant changes. Continued use of the service after changes constitutes acceptance of the updated terms.

9. Contact Information

If you have any questions about these terms, please contact us at support@finotop.com.