Privacy Policy

1. Introduction

At Finotop, we are committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our service. By using Finotop, you agree to the collection and use of information in accordance with this policy.

2. Information We Collect

We collect information that you provide directly to us, including:

• Account Information: Email address, name, and account credentials
• Reminder Data: Bills, EMIs, subscriptions, and due dates you set up
• Usage Information: How you interact with our service
• Communication Data: Messages you send to us for support

3. How We Use Your Information

We use the information we collect to:

• Provide and maintain our reminder service
• Send you reminders via email and WhatsApp (if enabled)
• Process your requests and respond to your inquiries
• Improve and personalize your experience
• Ensure security and prevent fraud
• Comply with legal obligations

4. WhatsApp Integration

If you choose to enable WhatsApp reminders:

• We only send reminders through WhatsApp - we do not read your chats or conversations
• We do not access your contact list or any other WhatsApp data
• You can disconnect WhatsApp integration at any time
• WhatsApp reminders are completely optional

Your WhatsApp integration is managed through WhatsApp Business API, and we only use it to send you reminders that you have requested.

5. Data Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

• Service Providers: With trusted third-party service providers who assist us in operating our service (e.g., email delivery, WhatsApp messaging)
• Legal Requirements: When required by law or to protect our rights and safety
• Business Transfers: In connection with a merger, acquisition, or sale of assets (with notice to users)

6. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

7. Your Rights and Choices

You have the right to:

• Access and review your personal information
• Update or correct your information through your account settings
• Delete your account and associated data
• Disable WhatsApp reminders at any time
• Opt out of email communications (except essential service-related emails)
• Request a copy of your data

8. Data Retention

We retain your personal information for as long as necessary to provide our services and fulfill the purposes described in this policy. When you delete your account, we will delete or anonymize your personal information, except where we are required to retain it for legal purposes.

9. Children's Privacy

Our service is not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you become aware that a child has provided us with personal information, please contact us, and we will delete such information.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last updated" date. We encourage you to review this Privacy Policy periodically.

11. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us at:

Email: support@finotop.com
Subject: Privacy Policy Inquiry